Money that
finally makes sense.
Every account, every expense, every goal — held together by a single, honest set of numbers. No spreadsheets. No drift. No guesswork.
Banks, wallets, cash — all in one place.
Every account you touch: traditional banks (encrypted at rest), UPI wallets, gift cards, prepaid, and the cash in your pocket.
- Bank picker with auto-resolved logos (50+ Indian banks)
- Fernet-encrypted account numbers, never plaintext
- Wallet types: UPI, gift card, prepaid, other
- Cash drawer with denomination breakdown
4 accounts holding ₹3.08L
Cards & subscriptions, tracked.
Card numbers tokenised with HMAC. Subscriptions surface what's renewing this week — and which ones you haven't used in a month.
- Credit and debit cards with masked numbers
- Subscription utilisation insights
- Auto-detect recurring charges from transactions
- Renewal calendar with cancel-by date
Netflix
renews in 4 days
Prime
renews in 12 days
Spotify
renews in 18 days
ChatGPT
renews in 21 days
Expenses logged in seconds.
Add an expense in under 10 seconds — amount, category, account, done. The right account updates atomically so balances are always honest.
- Smart category suggestions
- Quick-add from any page
- Atomic balance updates (no drift, ever)
- Receipts attached and indexed
₹480
at Third Wave Coffee
Income, transfers, and splits.
Salary, freelance, bonuses, gifts — every rupee in. Transfers move balances cleanly. Splits handle the dinner bills without spreadsheets.
- Income categories: salary, freelance, business, rental, bonus, gift
- Account-to-account transfers with one click
- Group expense splits with settle-up suggestions
- Net settlement when multiple people owe each other
₹12,840
4 people · paid by you
Budgets that nudge, not nag.
Set a budget, watch it fill. Gentle warnings at 80%, calm explanations at 100%. No red sirens — just clarity.
- Per-category monthly budgets
- Live utilisation arc on every card
- Soft alerts at 80% and 100%
- Compare months side-by-side
Goals that move with your income.
Buy a house, pay off debt, take a sabbatical. Goals track progress, auto-recommend monthly saves, and adapt when your income changes.
- Time-bound goals with progress arcs
- Auto-calculated monthly contribution
- Linked to bucket-list dreams
- Soft pivot suggestions when behind
₹3.6L / ₹5L
₹1.8L / ₹4L
₹1.4L / ₹1.5L
Loans, EMIs, and dues — handled.
Track loans you took and loans you gave. EMIs roll into the calendar. Overdue dues surface in the dashboard automatically.
- Bank loans + person-to-person loans
- EMI tracking with paid / pending state
- Outstanding balance auto-decrements
- Overdue alerts surfaced in dashboard
Fernet-encrypted at rest
Bank account numbers never live in plaintext
HMAC-tokenised card numbers
Tokens use a salt that even our DB doesn't see
Zero drift on balances
Every expense and income updates atomically
The whole picture, without the math.
Stop juggling apps. Track every rupee in the same place you live the rest of your day.